Sample Credit Report
 
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Report Date: November 22, 2002 Printer Friendly Report Order New Report Online Dispute
Personal Report for: Report Confirmation Number:    
Personal data, addresses, employment history
Stephen X. Smith Jr.
091269041704  
  
Summary of account types, balances, statuses and activity
  Summary of account types, balances, statuses and activity
  Summary of account types, balances, statuses and activity
  Summary of account types, balances, statuses and activity
  Summary of account types, balances, statuses and activity
  Summary of account types, balances, statuses and activity
  Summary of account types, balances, statuses and activity
  Summary of account types, balances, statuses and activity
  Summary of account types, balances, statuses and activity
  Summary of account types, balances, statuses and activity
  Summary of account types, balances, statuses and activity
Detailed account information
Companies that have requested or viewed your credit information
Accounts turned over to collection agencies
Bankruptcies, liens, garnishments and other judgments
How to dispute information found on this credit report
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 2. Credit Summary
The following information is a summary of the Account Information in this report. To view your accounts in full detail, see the Account Information section. If you believe that any of this information is incorrect, please see the Dispute File Information section at the end of this report. This information is a snapshot in time and reflects account statuses and balances as of the date you pulled this report.
Type of Account Number of Accounts Total Balance of Accounts
Mortgage A mortgage account is real estate loan. 1 $150,000
Installment An installment loan has a fixed number of payments and the same payment due each month, such as a car loan or student loan. 6 $5,000
Revolving A revolving loan has an amount owed which varies from month to month, like a credit card. 14 $8,000
Other 1 $2,800
Total Acounts 22 $165,800
Number of Open Accounts 6
Number of Closed Accounts 15
Total Accounts in Good Standing Accounts in Good Standing are accounts that have always been paid on time and have no history of late payments. 22
Accounts Currently Past Due Accounts Currently Past Due are accounts that you have not paid or paid late this month. 0
Negative Account History Negative Accounts are accounts that in the past have had late payments. These late payments could have been years ago, but this negative information will stay on your credit report for 7 years. 0
Inquiries Companies that have requested or viewed your credit information. in Last 12 Months 2

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